Consider Becky, a USAA member who is looking at homeowner’s insurance options online, but has a question and decides to call. After she authenticates, the IVR notes that Becky was logged into the website and asks if she is calling for a homeowner’s insurance quote. Becky happily confirms that is indeed her intention. Many businesses see such proactive, cross-channel scenarios as a pipe dream, but this presentation reviews the quantitative and qualitative methods used to understand customer cross-channel behavior and create user interface designs that support them.