As smartphones become a big part of the consumer lifestyle, they are being used to make purchases, pay bills, and store personal information. Webb discusses four key components for a successful voice biometric deployment, including carefully balancing security usability, engaging stakeholders early in the process, and deploying voice biometrics as part of a financial services security framework. Faulkner discusses the types of applications for which voice biometrics will provide the biggest impact, best practices for voice biometrics by financial institutions, and real-world examples of voice biometrics deployments and their effects on overall security, consumer loyalty, and enterprise ROI.